myBiros for Lending

From Request to Approval
into
Just a Few Steps

Designed for banks, credit institutions, fintech companies, and intermediaries, myBiros classifies and verifies the completeness of documentation, extracts all relevant data, and reduces long waiting times in the credit process.

Chosen by leading companies in the sector

gpplusSiglaCreditCompareTechAJO EnergiaRevoFluidaSpinbridgeFrontiereItalsoftPrestivaloreSpindoxFreekar
98
%

average accuracy in the extraction

70
%

Time to Yes reduction

3
X

productivity team underwriting

The Challenges of Digital Lending

Document management remains one of the main bottlenecks in credit processes, causing operational inefficiencies, higher costs, and a negative customer experience.

Tempi di lavorazione

Approvazioni che richiedono fino a 10 giorni, con ritardi che impattano negativamente sulla customer experience.

Inserimento manuale

Il 73% dei dati viene inserito manualmente dai clienti durante l'onboarding, creando colli di bottiglia.

Errori d'inserimento

Il data entry manuale genera fino a 20 volte più errori rispetto ai sistemi automatizzati.

Dati non strutturati

La maggior parte dei nuovi dati (80-90%) non è strutturata, richiedendo lavorazioni lente e un uso intensivo di fogli Excel.

Errors, inefficiencies, and rework generate delays, additional costs, and compliance risks within KYC and AML procedures; in addition to the competitive pressure from new digital players capable of delivering instant, paperless experiences.

Intelligent Document Processing

La piattaforma italiana che trasforma documenti in dati strutturati, abbattendo errori e rallentamenti con un modello AI proprietario.

AI-Native Platform
Small Language Model proprietario istruito su documenti europei e italiani, specializzato nel mondo del Lending.
Elaborazione Istantanea
Processi che richiedevano un elevato apporto manuale diventano operazioni da pochi secondi, riducendo il time-to-yes.
Massima Accuratezza
98% di accuratezza media nell’estrazione dati, minimizzando errori e assicurando informazioni precise e affidabili.
ROI Garantito
Investimento con ritorno medio triplicato grazie al risparmio di tempo e costi operativi, senza aumentare il team.

Designed to support every operational scenario

It naturally adapts both to fully digital funnels (self-onboarding, rapid lending) and to processes managed by internal teams (assessment, monitoring, underwriting).

Funnel digitali


Automatic document acquisition, data pre-population, classification, pre-assessment.

Flussi tradizionali


Operator support, document checking, automatic data entry into core systems.

How myBiros Works

A simple, automated process that transforms documents into structured data in just a few minutes.

1

Acquisition

Manages all documents related to the customer case, in any format. Files can be provided by customers through the digital funnel, uploaded by operators, or automatically retrieved from company systems.

2

Classification and Verification

Automatically classifies documents, recognizes their type, and checks that the case includes everything needed to proceed with the review, preventing gaps and delays in the process.

3

Data Extraction and Validation

Processes documents by extracting the information required for the case. Validates data through an interface that simplifies corrections, flags anomalies, and learns from your input.

4

Automatic Integration

Integrates seamlessly into your operational workflow, interacting smoothly with existing systems and adapting to current infrastructures to ensure continuous, frictionless processes.

Casi Applicativi

La soluzione myBiros si adatta a tutti i prodotti del credito, ottimizzando ogni fase del processo.

Onboarding


Automatizza la raccolta dati anagrafici e l’analisi dei documenti reddituali. Ottieni immediatamente i dati dei clienti per la valutazione creditizia

  • Verifica automatica documenti
  • Validazione in tempo reale
  • Meno frizioni, più conversioni

Underwriting


Supporta l’analisi e la valutazione del merito creditizio. Alimenta direttamente i modelli di credit scoring con dati verificati.

  • Verifica della completezza documentale
  • Classificazione del documento in tempo reale
  • Estrazione dei dati dai documenti della pratica

myBiros'
Added Value

A scalable and flexible solution that adapts to your processes, improving productivity, data quality, and overall performance.

Reduces manual and control activities by up to 90%
Speeds up credit assessment thanks to reliable, structured data
Improves data quality by eliminating discrepancies and duplicates
Easily integrates with existing company systems

Sicurezza e Privacy al Centro

myBiros ensures the highest standards of data security and protection, with private AI and dedicated infrastructure.

AI Privata e Sicura

Proprietary models trained exclusively on your company data, with no sharing with third parties. Your artificial intelligence remains private and under your control.

Sicurezza e Flessibilità

You choose where your data lives: in the cloud or within your own infrastructure.myBiros is available as a European SaaS or in a dedicated private cloud, fully compliant with regulatory requirements.

AI ACT e GDPR

Protecting and safeguarding your data is our priority.myBiros hosts information on European servers and applies all measures required by the GDPR and the AI Act.